Mint shut down, YNAB is US-only at $15/month. See how FlowFund compares for freelancers and expats who need real multi-currency tracking.
Mint, YNAB, and Monarch are excellent for US employees with stable income and US bank accounts. For international freelancers and expats, they fall short.
FlowFund: Multi-currency native, global, AI advisor, crypto tracking, 20+ languages, free tier.
Mint: Shut down January 2024.
YNAB: $14.99/month, excellent methodology, US-centric, no multi-currency.
Monarch: $14.99/month, beautiful UI, US mainly, no multi-currency.
Built from the ground up for complex financial lives: multiple currencies, multiple income sources, AI guidance that understands non-US contexts. Works in Southeast Asia, Eastern Europe, Latin America.
Free to start. No bank connection needed. 150+ currencies, tax estimates for 20 countries.
Try FlowFund Free →💬 Join the FlowFund Community →