Your payment infrastructure determines how much of each payment you keep. Compare Wise, Payoneer, and Stripe.
The difference between good and bad payment setup can be $2,000-5,000/year.
Local bank details in 10+ countries. Clients pay you like a local. Conversion: 0.4-1.5%. Holds 40+ currencies.
Best for: International freelancers receiving from multiple countries.
Deeply integrated with Upwork, Fiverr, Amazon. Free Upwork withdrawals. Worse exchange rates (1.5-3% markup).
Best for: Marketplace workers.
Clients pay invoices by credit card. 2.9% + $0.30 per transaction. Available in 46 countries.
Best for: Freelancers who invoice directly and want card payments.
Wise for international bank transfers. Stripe for card payments. Local bank for local clients.
Free to start. No bank connection. No KYC. Works in 20+ countries.
Try FlowFund Free →💬 Join 100+ freelancers in the FlowFund Community →