The Best Budget App for Freelancers in India

India has one of the fastest-growing freelance economies globally. FlowFund tracks income in INR and USD, calculates tax under the new regime (FY2024-25), and supports Section 44ADA awareness for presumptive taxation. Track GST if your annual turnover exceeds INR 20 lakhs. FlowFund requires no Aadhaar verification, no PAN card linkage, and no bank account connection.

Key Features for India
✓INR + USD dual currency
✓New Tax Regime FY2024-25 brackets
✓Section 44ADA awareness
✓GST threshold tracking
✓No Aadhaar/KYC required
✓Upwork/Fiverr income categorization
✓MRR for recurring clients
✓AI financial advisor
Start for Free — No KYC Required

No bank account connection. No identity verification. No credit card.

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