The Best Finance App for Freelancers in the UAE

The UAE is one of the most attractive locations for freelancers with 0% personal income tax and a growing remote work ecosystem. FlowFund tracks income in AED and USD, monitors freelance MRR, and accounts for the 9% corporate tax that applies from June 2023 on businesses earning over AED 375,000. For the large crypto community in Dubai and Abu Dhabi, FlowFund tracks crypto as a legitimate income category and asset class. Critically, FlowFund requires zero KYC — no Emirates ID, no passport, no bank account connection.

Key Features for UAE
✓AED + USD dual currency tracking
✓0% personal income tax
✓9% corporate tax awareness (from June 2023)
✓5% VAT tracking
✓Crypto income support
✓Zero KYC required
✓MRR tracking for freelancers
✓Free tier available
Start for Free — No KYC Required

No bank account connection. No identity verification. No credit card.

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