Asia-Pacific · 2026China: what you keep after income tax
On a CN¥400,000 salary you keep CN¥346,920 a year (CN¥28,910 a month). Income tax takes 13.3% of it, and every extra CNY at that level is taxed at 25%.
Salary table
Yearly figures in CNY. Open a row for the full breakdown.
| Gross | Income tax | Take-home | Rate |
|---|---|---|---|
| CN¥81,000 | CN¥630 | CN¥80,370 | 0.8% |
| CN¥100,000 | CN¥1,480 | CN¥98,520 | 1.5% |
| CN¥130,000 | CN¥4,480 | CN¥125,520 | 3.4% |
| CN¥170,000 | CN¥8,480 | CN¥161,520 | 5.0% |
| CN¥200,000 | CN¥11,480 | CN¥188,520 | 5.7% |
| CN¥240,000 | CN¥19,080 | CN¥220,920 | 8.0% |
| CN¥270,000 | CN¥25,080 | CN¥244,920 | 9.3% |
| CN¥300,000 | CN¥31,080 | CN¥268,920 | 10.4% |
| CN¥340,000 | CN¥39,080 | CN¥300,920 | 11.5% |
| CN¥400,000 | CN¥53,080 | CN¥346,920 | 13.3% |
| CN¥470,000 | CN¥70,580 | CN¥399,420 | 15.0% |
| CN¥500,000 | CN¥79,080 | CN¥420,920 | 15.8% |
| CN¥540,000 | CN¥91,080 | CN¥448,920 | 16.9% |
| CN¥600,000 | CN¥109,080 | CN¥490,920 | 18.2% |
| CN¥670,000 | CN¥130,080 | CN¥539,920 | 19.4% |
| CN¥810,000 | CN¥176,580 | CN¥633,420 | 21.8% |
| CN¥1,000,000 | CN¥243,080 | CN¥756,920 | 24.3% |
| CN¥1,300,000 | CN¥376,080 | CN¥923,920 | 28.9% |
| CN¥1,700,000 | CN¥556,080 | CN¥1,143,920 | 32.7% |
| CN¥2,000,000 | CN¥691,080 | CN¥1,308,920 | 34.6% |
Effective tax rate by income
Share of gross income paid as income tax.
Tax bands (2026)
| Taxable income | Rate |
|---|---|
| CN¥0 – CN¥36,000 | 3% |
| CN¥36,000 – CN¥144,000 | 10% |
| CN¥144,000 – CN¥300,000 | 20% |
| CN¥300,000 – CN¥420,000 | 25% |
| CN¥420,000 – CN¥660,000 | 30% |
| CN¥660,000 – CN¥960,000 | 35% |
| CN¥960,000 and above | 45% |
Individual income tax on comprehensive income with the ¥60,000 basic deduction. Social insurance and special deductions are not included. Tax year 2026. Official source: State Taxation Administration. Currency conversions use exchange rates from Fri, 18 Sep 2026. These are estimates for planning and comparison, not tax advice. Checked October 2026.
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