Middle East & Africa · 2026Nigeria: what you keep after income tax
On a NGN 80,000,000 salary you keep NGN 62,070,000 a year (NGN 5,172,500 a month). Income tax takes 22.4% of it, and every extra NGN at that level is taxed at 25%.
Salary table
Yearly figures in NGN. Open a row for the full breakdown.
| Gross | Income tax | Take-home | Rate |
|---|---|---|---|
| NGN 16,000,000 | NGN 2,790,000 | NGN 13,210,000 | 17.4% |
| NGN 20,000,000 | NGN 3,630,000 | NGN 16,370,000 | 18.2% |
| NGN 27,000,000 | NGN 5,140,000 | NGN 21,860,000 | 19.0% |
| NGN 33,000,000 | NGN 6,520,000 | NGN 26,480,000 | 19.8% |
| NGN 40,000,000 | NGN 8,130,000 | NGN 31,870,000 | 20.3% |
| NGN 47,000,000 | NGN 9,740,000 | NGN 37,260,000 | 20.7% |
| NGN 53,000,000 | NGN 11,180,000 | NGN 41,820,000 | 21.1% |
| NGN 60,000,000 | NGN 12,930,000 | NGN 47,070,000 | 21.6% |
| NGN 67,000,000 | NGN 14,680,000 | NGN 52,320,000 | 21.9% |
| NGN 80,000,000 | NGN 17,930,000 | NGN 62,070,000 | 22.4% |
| NGN 93,000,000 | NGN 21,180,000 | NGN 71,820,000 | 22.8% |
| NGN 100,000,000 | NGN 22,930,000 | NGN 77,070,000 | 22.9% |
| NGN 110,000,000 | NGN 25,430,000 | NGN 84,570,000 | 23.1% |
| NGN 120,000,000 | NGN 27,930,000 | NGN 92,070,000 | 23.3% |
| NGN 130,000,000 | NGN 30,430,000 | NGN 99,570,000 | 23.4% |
| NGN 160,000,000 | NGN 37,930,000 | NGN 122,070,000 | 23.7% |
| NGN 200,000,000 | NGN 47,930,000 | NGN 152,070,000 | 24.0% |
| NGN 270,000,000 | NGN 65,430,000 | NGN 204,570,000 | 24.2% |
| NGN 330,000,000 | NGN 80,430,000 | NGN 249,570,000 | 24.4% |
| NGN 400,000,000 | NGN 97,930,000 | NGN 302,070,000 | 24.5% |
Effective tax rate by income
Share of gross income paid as income tax.
Tax bands (2026)
| Taxable income | Rate |
|---|---|
| NGN 0 – NGN 800,000 | 0% |
| NGN 800,000 – NGN 3,000,000 | 15% |
| NGN 3,000,000 – NGN 12,000,000 | 18% |
| NGN 12,000,000 – NGN 25,000,000 | 21% |
| NGN 25,000,000 – NGN 50,000,000 | 23% |
| NGN 50,000,000 and above | 25% |
Personal income tax under the Nigeria Tax Act 2025 (from 1 Jan 2026), before rent relief and pension contributions. Tax year 2026. Official source: Nigeria Tax Act 2025 (Mondaq summary). Currency conversions use exchange rates from Fri, 18 Sep 2026. These are estimates for planning and comparison, not tax advice. Checked October 2026.
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